Tag Archives: real world

I wish someone had told me…

That having a job doesn’t mean having money. And graduating college doesn’t mean you’re livin’ the good life.

That’s right.. it’s another rant about the “Real World”

Today I had to call up one of my student loan lenders to negotiate a lower monthly payment plan. We worked it out and lowered my payment by about $150 a month but it still gets me agitated. I always thought I’d graduate from college, get a job, start my career path, and chip away at my college loans.

All was going according to plan until the surplus of money I had saved up during the grace period of payback for loans ran dry. Suddenly I realized I didn’t have enough money to go to the grocery store until the next pay day, let alone put money down for my loan.

What am I doing wrong?

The truth is.. nothing. I have a good job that pays me more than I expected out of college, and I live in a city with an exceptionally low cost of living. I save money and don’t buy extravagant clothing (other than the sale shoes that I really can’t live without…) and budget for my bills each month.

Well, in the real world, my valiant effort of saving money and working hard doesn’t matter quite so much. Sure it makes my life a lot easier and definitely puts me in a better off position than I could be, but that college debt from a $45k+/yr school doesn’t care about how hard I’m working. That debt (and it’s evil lenders) just wants to get paid, and with large amounts of interest thank you.

So while I negotiated a lower price, it will definitely take me longer to pay off the money I owe. But if I’m still making payments on it and recognize that it’s “good debt” to have… is it so bad to opt for that lower monthly payment?

These are the thoughts that come up when you combine 2 pints of Blue Moon and an overthinker.

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Taking the Good with the Bad

The trouble with most of us is that we’d rather be ruined by praise than saved by criticism

I honestly can’t remember where I found this quote. But I love it. I have it stuck to my monitor on a post-it note.

I think it’s difficult moving from school to “the real world”. In school, your over achieving efforts are recognized, you’re praised with an A and receive assurance fairly often that your work is up to par, if not beyond.

In the so-called, “real world”, you (generally) don’t get that constant reinforcement that your efforts are well spent. You do a good job and it’s expected… not always rewarded.

Entering my second year in the real world, I’m learning that it’s the constructive criticism I receive about my work that is actually the most beneficial. It isn’t my boss’ responsibility to pat me on the back everytime I do well on a project. Isn’t that why she hired me? To do well on a project? Sure, it’s important to be reminded from time to time that you’re on track and your great work is being noticed, but it’s the criticism that truly makes the difference.

Without the criticism, we can’t improve. My writing skills would never be at the level they are now had I not been the victim of track changes and red marks provided by my superiors. I would also be stuck doing only the basics in Excel, had I not taken the suggestions of my coworkers.

Bottom line, you have to take the good with the bad. And when you take the bad, you need to know the proper way to take it. How can you turn it into something good? In what way will the criticism make you a better employee.. or friend.

What are some ways criticism has helped you on the job force or in life?